MARUI IR DAY 2025 (Impact & Strategy Story Briefing)

Date and Time	June 6, 2025 (Friday)
Venue	MARUI GROUP Head Office
Speaker	1.The impact of Marui Group Yuko Shiota Executive Officer, General Manager, Sustainability Department and ESG Promotion Department 2. FinTech Strategy Story Akikazu Aida President and Representative Director, Epos Card Co., Ltd. Yoko Sekizaki Director of FinTech Buisiness Department Epos Card Co., Ltd. 3. Retailing Strategy Story Masahiro Aono President and Representative Director, MARUI CO., LTD. Nahoko Kutsukake Director, MARUI Co., Ltd.

MARUI IR DAY 2024

Date and Time	December 10, 2024 (Tuesday)
Venue	MARUI GROUP Head Office
Speaker	1. Retailing segment Masahiro Aono President and Representative Director, MARUI CO., LTD. Aya Endo Event Business Planning Office, MARUI GROUP CO., LTD. 2. FinTech segment Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Seiko Araki Business Planning Department, Epos Card Co., Ltd.

Presentations were conducted on the Retailing segment by President Masahiro Aono of MARUI CO., LTD. and Aya Endo, Event Business Planning Office, MARUI GROUP CO., LTD. On the FinTech segment by President Yoshinori Saito of Epos Card Co., Ltd. and Seiko Araki, Business Planning Department of Epos Card Co., Ltd.

MARUI IR DAY—Medium-Term Management Plan Business Strategy Briefing

Date and Time	June 6, 2024 (Thursday)
Venue	MARUI GROUP Head Office
Speaker	1. Retailing segment Masahiro Aono President and Representative Director, MARUI CO., LTD. Narumi Aso Sales & Planning Department, MARUI CO., LTD. 2. FinTech segment Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Seiko Araki Business Planning Department, Epos Card Co., Ltd.

Presentations were conducted on the Retailing segment by President Masahiro Aono of MARUI CO., LTD. and Narumi Aso, Sales & Planning Department of MARUI CO.,LTD.. On the FinTech segment by President Yoshinori Saito of Epos Card Co., Ltd. and Seiko Araki, Business Planning Department of Epos Card Co., Ltd.

MARUI IR DAY 2023

Date and Time	December 8, 2023 (Friday)
Venue	MARUI GROUP Head Office
Speaker	1. Future Direction of Forward-looking investments Hiroshi Aoi President and Representative Director, Representative Executive Officer, CEO 2. Forward-looking investments in Fintech Segment Fumitaka Marutani Managing Director, Epos Card Co., Ltd. 3. Discussion with the Exernal Director Etsuko Okajima External Director, MARUI GROUP CO., LTD.

Presentations were conducted on the Future Direction of Forward-looking investments by Hiroshi Aoi, President and Representative Director Representative Executive Officer, CEO, and on the New Business in Fintech Segment by Fumitaka Marutani, Managing Director, Epos Card Co., Ltd., and on the Discussion with the External Director by Etsuko Okajima, External Director, MARUI GROUP CO., LTD.

MARUI IR DAY—Medium-Term Management Plan Business Strategy Briefing

Date and Time	June 9, 2023 (Friday)
Venue	MARUI GROUP Head Office
Speaker	1. Retailing segment Masahiro Aono President and Representative Director, MARUI CO., LTD. Junko Tsuda Director, Store Manager,Family Mizonokuchi MARUI CO., LTD. 2. FinTech segment Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Sayoko Umehara Business Planning Department, In charge of Project F Epos Card Co., Ltd. 3. Human Capital-Focused Management of 　MARUI GROUP #2 ～Evolution to Company Resolving Social Issues～ Hiroshi Aoi President and Representative Director, Representative Executive Officer, CEO

Presentations were conducted on the Retailing segment by President Masahiro Aono and Director Junko Tsuda of MARUI CO., LTD., and on the FinTech segment by President Yoshinori Saito and Sayoko Umehara, Business Plannning Department, of Epos Card Co., Ltd., and Human Capital-Focused Management of MARUI GROUP by President and Representative Director Representative Executive Officer, CEO Hiroshi Aoi.

MARUI IR DAY 2022

Date and Time	December 16, 2022 (Friday)
Venue	MARUI GROUP Head Office (Online Briefing)
Speaker	Dialogue with External Director Peter David Pedersen External Director, MARUI GROUP CO., LTD.

MARUI IR DAY, held on December 16, 2022, External Director Peter David Pedersen explained how he views MARUI GROUP; and a discussion between investors and Peter David Pedersen.

MARUI IR DAY—Medium-Term Management Plan Business Strategy Briefing

Date and Time	May 27, 2022 (Friday)
Venue	MARUI GROUP Head Office (Online Briefing)
Speaker	Masahiro Aono President and Representative Director, MARUI CO., LTD. Miyuki Kawara President and Representative Director, Director,MARUI CO.,LTD. Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Ayumi Hiromatsu President and Representative Director, Epos Card Co., Ltd.

Presentations were conducted on the Retailing segment by President Masahiro Aono and Director Miyuki Kawara of MARUI CO., LTD., and on the FinTech segment by President Yoshinori Saito and Director Miyuki Kawara of Epos Card Co., Ltd.

MARUI IR DAY 2021

Date and Time	December 9, 2021 (Thursday)
Venue	MARUI GROUP Head Office (Online Briefing)
Speaker	1. BNPL and its Impact on FinTech Hiroshi Aoi President and Representative Director Representative Executive Officer, CEO 2. Progress with Co-Creative Investment Akikazu Aida Senior Executive Officer, MARUI GROUP CO., LTD. Yukiko Kinoshita Co-creation team of BASE, MARUI GROUP CO., LTD. Hiroki Yoshida Co-creation team of A-too (Surugaya), MARUI GROUP CO., LTD. 3. Dialogue with External Director Yasunori Nakagami External Director, MARUI GROUP CO., LTD.

MARUI IR DAY, held on December 9, 2021, President and Representative Director Representative Executive Officer, CEO Hiroshi Aoi explained "About the influence of BNPL and FinTech", co-creation team manager explained "Progress of Co-Creative Investment", and External Director Yasunori Nakagami explained how he views MARUI GROUP; and a discussion between investors and Mr. Nakagami.

MARUI IR DAY—New Medium-Term Management Plan Business Initiatives

Date and Time	May 28, 2021 (Friday)
Venue	MARUI GROUP Head Office (Online Briefing)
Speaker	Masahiro Aono President and Representative Director, MARUI CO., LTD. Yoshinori Saito President and Representative Director, Epos Card Co., Ltd.

Presentations were conducted on the Retailing segment by President Masahiro Aono of MARUI CO., LTD., and on the FinTech segment by President Yoshinori Saito of Epos Card Co., Ltd.

MARUI IR DAY—Medium-Term Management Plan Business Strategy Briefing

Date and Time	June 12, 2020 (Friday)
Venue	MARUI GROUP Head Office (Online Briefing)
Speaker	Masahisa Aoki President and Representative Director, MARUI CO., LTD. Miyuki Kawara Director, MARUI CO., LTD. Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Junko Tsuda Director, Epos Card Co., Ltd.

Presentations were conducted on the Retailing segment by President Masahisa Aoki and Director Miyuki Kawara of MARUI CO., LTD., and on the FinTech segment by President Yoshinori Saito and Director Junko Tsuda of Epos Card Co., Ltd.

MARUI IR DAY

Date and Time	December 12, 2019 (Thursday)
Venue	Station Conference Tokyo
Speaker	1. Initiatives for Experience-Providing Store Satoko Miki Chief Manager, Business Planning Department, MARUI GROUP CO., LTD. 2.Wellness Management in MARUI GROUP Happiness for People and Society through Health Reiko Kojima Executive Officer General Manager, Health Management Department, MARUI GROUP CO., LTD. Company Physician 3. Discussion with External Director Yoshitaka Taguchi External Director, MARUI GROUP CO., LTD.

MARUI IR DAY, held on December 12, 2019, presentations on the initiative for experience-providing store and Company's wellness health by representatives, an explanation by External Director Yoshitaka Taguchi on how he views MARUI GROUP; and a discussion between investors and Mr. Taguchi.

MARUI IR DAY—Medium-Term Management Plan Business Strategy Briefing

Date and Time	May 23, 2019 (Thursday)
Venue	Station Conference Tokyo
Speaker	Hiroshi Aoi President and Representative Director Masahisa Aoki President and Representative Director, MARUI CO., LTD. Miyuki Kawara Director, MARUI CO., LTD. Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Junko Tsuda Director, Epos Card Co., Ltd.

After a greeting, President Hiroshi Aoi discussed MARUI GROUP's sustainability management. Then, presentations were conducted on the Retailing segment by President Masahisa Aoki and Director Miyuki Kawara of MARUI CO., LTD., and on the FinTech segment by President Yoshinori Saito and Director Junko Tsuda of Epos Card Co., Ltd.

MARUI IR DAY—Co-Creation Sustainability Explanatory Forum

Date and Time	December 10, 2018 (Monday)
Venue	Station Conference Tokyo
Speaker	1. MARUI GROUP's Co-Creation Sustainability Management, Long-Term Vision, and Long-Term Targets (Draft) Hiroshi Aoi President and Representative Director Representative Executive Officer 2. Ecological Inclusion Yuko Shiota Chief Manager, ESG Promotion Department and Chief Manager, Sustainability Department MARUI GROUP CO., LTD. 3. Co-Creation Initiatives—EPOS Family Gold Cards Saho Tsunematsu Business Planning Department, Epos Card Co., Ltd 4. Discussion with External Director Masahiro Muroi External Director, MARUI GROUP CO., LTD.

MARUI IR DAY, held on December 10, 2018, featured an explanation of MARUI GROUP's co-creation sustainability management, long-term vision, and long-term targets by President Hiroshi Aoi; presentations on the Company's ecological inclusion and co-creation initiatives by representatives, which aimed to provide pre-financial information that is directly linked to corporate value; an explanation by External Director Masahiro Muroi on how he views MARUI GROUP; and a discussion between investors and Mr. Muroi.

MARUI IR DAY—Medium-Term Management Plan Business Strategy Briefing

Date and Time	May 21, 2018 (Monday)
Venue	Station Conference Tokyo
Speaker	Hiroshi Aoi President and Representative Director Representative Executive Officer Hajime Sasaki President and Representative Director, MARUI CO., LTD. Junko Tsuda Director, MARUI CO., LTD. Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Chizuko Umehara Home Business Division, Epos Card Co., Ltd.

After a greeting from President Hiroshi Aoi, presentations were conducted on the Retailing segment by President Hajime Sasaki and Director Junko Tsuda of MARUI CO., LTD., and on the FinTech segment by President Yoshinori Saito of Epos Card Co., Ltd., and Chizuko Umehara, section manager of the Home Business Division of this company.

Co-Creation Sustainability Explanatory Forum

Date and Time	December 11, 2017 (Monday)
Venue	Station Conference Tokyo
Speaker	1. Introduction Hiroshi Aoi President and Representative Director Representative Executive Officer MARUI GROUP CO., LTD. 2. MARUI GROUP's Sustainability Management (1) Customer Diversity and Inclusion Miyuri Takahata Collaboration Card Business Department 1, Epos Card Co., Ltd. (2) Workplace Inclusion Mari Shiraiwa Sales Promotion Division, AIM CREATE CO., LTD. Kotaro Ueno Shinjuku Marui Annex, Epos Card Co., Ltd. (3) Ecological Inclusion Yuko Shiota Chief Manager in charge of ESG Promotion and Sustainability, MARUI GROUP CO., LTD. 3. Discussion with External Director Koichiro Horiuchi External Director, MARUI GROUP CO., LTD. 4. Initiatives in New Business Areas Masahisa Aoki Executive Officer and General Manager, Anime Business Department, MARUI GROUP CO., LTD. Aya Endo Anime Business Department, MARUI GROUP CO., LTD.

MARUI GROUP refers to non-information that is as important as financial information as "pre-financial information." In 2017, we held the third iteration of this series of forums, which we have chosen to rename "Co-Creation Sustainability Explanatory Forum." Explanations were offered by External Director Koichiro Horiuchi on the topic of corporate governance and by frontline representatives on the topic of inclusion, a central theme related to co-creation sustainability initiatives. The forum was also used as an opportunity for discussion with investors.

MARUI IR DAY—Medium-Term Management Plan Business Strategy Briefing

Date and Time	May 23, 2017 (Tuesday)
Venue	Station Conference Tokyo
Speaker	Hiroshi Aoi President and Representative Director Representative Executive Officer Hajime Sasaki President and Representative Director, MARUI CO., LTD. Masahiro Aono Managing Director, MARUI CO., LTD. Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Miyuki Kawara Director, Epos Card Co., Ltd.

After a greeting from President Hiroshi Aoi, presentations were conducted on the Retailing business by President Hajime Sasaki and Managing Director Masahiro Aono of MARUI CO., LTD., and on the FinTech business by President Yoshinori Saito and Director Miyuki Kawara of Epos Card Co., Ltd.

Co-Creation Management Report Explanatory Forum 2016

Date and Time	December 5, 2016 (Monday)
Venue	Station Conference Tokyo
Speaker	Hiroshi Aoi President and Representative Director Representative Executive Officer

In this forum, the second co-creation management report explanatory forum, the first being held in 2015, examples of MARUI GROUP's co-creation management activities were explained by customers, tenants, and representatives from each business. In addition, Outside Director Etsuko Okajima talked with the investors in attendance.

Bank of America Merrill Lynch 2016 Japan Conference

Date and Time	September 15, 2016 (Thursday)
Venue	Grand Hyatt Tokyo
Speaker	Hiroshi Aoi President and Representative Director Representative Executive Officer

At this conference, MARUI GROUP gave a presentation for overseas investors on the topic of its innovation and corporate value improvement targeting sustainable growth.

IR Seminar 2016

Date and Time	September 12, 2016 (Monday)
Venue	Bloomberg Finance L.P.
Speaker	Hiroshi Aoi President and Representative Director Representative Executive Officer

This seminar was jointly sponsored by Hermes Equity Ownership Services Limited (EOS), Bloomberg Finance L.P., and EDGE INTERNATIONAL, INC.,*1 and was based on the theme of methods of engagement that contribute to improved corporate value. Presentations given at this seminar were directed toward stakeholder engagement, public relations, investor relations, and corporate planning representatives from financial institutions and companies. Specific topics covered included recent global trends in constructive engagement activities between investors and companies targeting improved corporate value and the results of research evaluating the impacts of engagement on investment risks and returns.

As part of this seminar, MARUI GROUP gave a presentation on its integrated report and engagement activities to provide an example from Japan of the accelerated trend toward companies publishing integrated reports and of constructive engagement with investors. In addition, a discussion panel was held between Masaru Arai, a senior engagement consultant at Hermes EOS, and MARUI GROUP President Hiroshi Aoi.

*1EDGE INTERNATIONAL, INC., is a cutting-edge corporate reporting service provider that seeks to facilitate engagement by helping bridge the gap between companies and investors. This company is responsible for the planning and production of MARUI GROUP's integrated co-creation management reports.

MARUI IR DAY—Medium-Term Management Plan Business Strategy Briefing

Date and Time	May 24, 2016 (Tuesday)
Venue	Station Conference Tokyo
Speaker	Hiroshi Aoi President and Representative Director Representative Executive Officer Hajime Sasaki President and Representative Director, MARUI CO., LTD. Junko Tsuda Director, MARUI CO., LTD. Yoshinori Saito President and Representative Director, Epos Card Co., Ltd. Miyuki Kawara Director, Epos Card Co., Ltd.

After a greeting from President Hiroshi Aoi, presentations were conducted on the Retailing business by President Hajime Sasaki and Director Junko Tsuda of MARUI CO., LTD., and on the FinTech business by President Yoshinori Saito and Director Miyuki Kawara of Epos Card Co., Ltd.

Co-Creation Management Report Explanatory Forum 2015

Date and Time	December 7, 2015 (Monday)
Venue	Station Conference Tokyo
Speaker	Hiroshi Aoi President and Representative Director Representative Executive Officer

MARUI GROUP held its first co-creation management report explanatory forum. President Aoi along with representatives from each business explained the Group's policies and values to institutional investors and analysts based on our desire to share our vision for the future.

Bank of America Merrill Lynch Japan Conference 2014

Date and Time	September 11, 2014 (Thursday)
Venue	Grand Hyatt Tokyo
Speaker	Hiroshi Aoi President and Representative Director Representative Executive Officer Hirotsugu Kato Director and Senior Executive Officer General Manager, Corporate Planning Division and IR Department

President Aoi gave a presentation to overseas investors that highlighted the growth strategies and capital measures that were part of MARUI GROUP's corporate value creation efforts.

On the day following the conference, overseas investors were given a tour of Machida Marui and received an explanation of the model used in the Company's Retailing and Store Operation business.