Messages from Management Message from the President Hiroshi AoiPresident and Representative DirectorRepresentative Executive Officer Message from the CFO Motohiko SatoSenior Managing Executive Officer and CFO Message from Key Person in Retailing Segment Hajime SasakiSenior Executive OfficerPresident and Representative Director,MARUI CO., LTD. Message from Key Person in FinTech Segment Yoshinori SaitoSenior Executive OfficerPresident and Representative Director, Epos Card Co., Ltd.