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FinTech Business

As of March 31, 2016

Financial Services (Rent Guarantees, Insurance, etc.)

MARUI GROUP is leveraging its customer base and credit know-how to deploy lifestyle-related services that address the diverse needs of cardholders. The growth of revenues from these services contributes to higher capital efficiency and subsequently increased return on invested capital.

We are accelerating solicitation activities for Epos Card's ROOM iD advanced-payment rent guarantee service as well as Epos Small Amount and Short Term Insurance's ROOM GUARD comprehensive renters' insurance plans. In addition, we are stepping up coordination with our credit card services business through means such as attaching advertisements to credit card billing statements and related emails and websites.

Receipt of 16th Porter Prize by MARUI GROUP's Credit Card Services Business

MARUI GROUP's credit card services business has a long history dating back to its founding and the installment payments offered then that gained additional depth when the Company issued Japan’s first credit card in 1960. This business was awarded the 16th Porter Prize. The rationale for this selection included a high evaluation of factors such as how we ensure the convenience of credit card issuance in recognition of our cards' position in supporting retail, how our cards are largely held by customers under the age of 40 due to our policy of building creditability together with customers, and the large ratio of revolving payment usage.

About the Porter Prize
The Porter Prize is an award that was created in July 2001 to bestow recognition on Japanese companies that have achieved and maintained superior profitability in a particular industry by implementing unique strategies based on innovations in products, processes, and ways of managing. The name of the award is derived from Professor Michael E. Porter of Harvard University.

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